Terrace Gardens Co-Op — Project-Based Section 8 (RAD conversion) in Baltimore

751 W Saratoga St, Baltimore, MD, 21201

Income-based rent · about 30% of income · 88 units · Managed by CSI Support and Development Services

About this apartment

Terrace Gardens Co-Op is a Project-Based Section 8 (RAD conversion) building at 751 W Saratoga St, Baltimore with 88 apartments (47 subsidized). Rent is income-based, about 30% of household income. Apply directly to the building — call 410-342-8003 x 8019.

The subsidy is attached to this building, not to you. You do not need your own Section 8 voucher to apply here — qualifying households pay about 30% of adjusted income as rent and the federal subsidy covers the rest.

About Terrace Gardens Co-Op

Terrace Gardens Co-Op is a Project-Based Section 8 (RAD conversion) property at 751 W Saratoga St, Baltimore 21201. It has 88 apartments, 47 of which are subsidized (47 one-bedroom). Most current residents are 62 or older.

Who can apply

This program serves low-income families and individuals who meet HUD income limits for the Maryland area (generally at or below 50% of area median income; many buildings prioritize 30%).

How to apply

1. Call the building at 410-342-8003 x 8019 (managed by CSI Support and Development Services) and ask whether the waiting list is open and how to get an application.
2. Most buildings keep their own waiting list — this is separate from the Housing Authority of Baltimore City (HABC) Section 8 voucher list.
3. Submit proof of income, ID for every household member, and Social Security numbers where available.
4. When your name comes up, the management office verifies eligibility and offers a unit.

Your rights

Maryland HOME Act (source of income, including housing vouchers, protected statewide since 2020)

Nearby

See all subsidized housing and voucher-friendly options on the Baltimore page.

Source: HUD Multifamily Assisted Properties database (Nov 2026). Unit counts and contacts come from HUD and may lag reality — always confirm by phone. This is not an availability listing.