Low-Income Apartments in Ohio

Low-income apartments in Ohio come in several forms: Section 8 voucher-accepting private rentals, project-based Section 8 buildings, LIHTC (Low-Income Housing Tax Credit) properties, and traditional public housing. Ohio is one of the more affordable voucher markets in the country — rents in most metros fall within housing authority payment standards, so a voucher often covers the full cost of a unit without out-of-pocket overage.

Ohio's low-income housing is concentrated in its six major metros — Cleveland, Columbus, Cincinnati, Toledo, Akron, and Dayton — each served by a county metropolitan housing authority. Northeast Ohio, anchored by Cuyahoga County, has the largest inventory. Because Ohio rents are low relative to coastal markets, low-income renters here have a genuinely realistic path to stable housing.

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About This Program in Ohio

"Low-income apartments" is a broad term covering multiple programs. The federal Housing Choice Voucher (Section 8) is the most flexible — it follows the tenant to any approved private unit. Project-based Section 8 ties the subsidy to a specific building. LIHTC properties cap rent at a fixed percentage of area median income and don't require a voucher at all. Public housing is owned and operated by the county housing authority. Many Ohio renters qualify for more than one; your county PHA can confirm what you're eligible for. Note that Ohio has no statewide source-of-income protection — only the City of Cleveland (Ordinance 213-22, 2022) and a few other localities bar landlords from refusing vouchers.

Payment standards vary by ZIP code. Since January 1, 2025, HUD has required CMHA to use Small Area Fair Market Rents, so CMHA sets its voucher payment standards ZIP code by ZIP code, generally between 90% and 110% of HUD's fair market rent for that area. Look up the current standard for any Cuyahoga County ZIP code with CMHA's online payment standard tool, or call CMHA at 216-348-5000.

How to Apply in Ohio

To find low-income apartments in Ohio, start with your county's metropolitan housing authority: CMHA (cmha.net) for Cuyahoga County, CMHA Columbus for Franklin County, and equivalents in Hamilton, Lucas, Summit, and Montgomery counties. Apply to open Section 8 and public housing waitlists, and ask each PHA for its list of project-based and LIHTC properties. For voucher-accepting private rentals, browse listings by city and neighborhood. If a landlord in Cleveland refuses your voucher, that violates city law — document it and contact the Fair Housing Center for Rights & Research.

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