Section 8 & Affordable Housing in 38106
ZIP 38106 covers south Memphis, home to MHA communities including Montgomery Plaza. This page explains how Section 8 and public housing work in this area.
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Subsidized housing in ZIP code 38106
4 subsidized & affordable buildings with 91 apartments in total: 1 Project-based Section 8, 1 Senior 62+ (Section 202), 1 Disability (Section 811), 1 Public housing.
4 subsidized & affordable buildings
These buildings have federal rent subsidies attached to the unit — you apply to the building directly and pay about 30% of your income. Most keep their own waiting list, separate from the housing authority's voucher list.
- Monumental Pride Homes — Project-Based Section 8 in Memphis
1425 Taylor St Apt 1 38106
- Montgomery Plaza — MHA Housing in Memphis
169 Rowe Ave 38106
Public housing - Bethel Towers — Section 202 Supportive Housing for the Elderly in Memphis
1360 E Alcy Rd 38106
See every subsidized property near you on HUD's Resource Locator →
About This Program in Tennessee
In Memphis, the Housing Choice Voucher (Section 8) program and public housing are administered by the Memphis Housing Authority (MHA). Rent is income-based — generally about 30% of adjusted household income — whether in an MHA community or with a voucher used in private housing.
How to Apply in Tennessee
Apply through MHA at memphisha.org using its applicant portal when a waitlist is open; MHA uses site-based lists that are often closed. Important: Tennessee has no statewide source-of-income protection and landlord participation is generally voluntary. Memphis''s Fair Housing Ordinance has been described as covering source of income, but sources conflict on whether it compels acceptance — verify locally. Call (901) 544-1107 for portal help.
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